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Insurance Coverage: Tips for Navigating

Eating disorders, particularly anorexia and bulimia, are usually covered by health insurance, partly as a result of the "parity law" now in effect in California, but figuring out exactly what the coverage is can be confusing. The parity law states that certain mental health disorders, including anorexia and bulimia, will have the same maximum co-payment as those in the general medical plan. This short guide will give you some basic information to help you get the benefits to which you are entitled and also to make decisions about maintaining insurance coverage for the future.

 

Local Mental Health Insurance Referral

 

Insurance Help Links

The following are helpful websites about insurance information and coverage for eating disorders:
National Eating Disorders Association (NEDA): Get Help Today
Eating Disorders Survival Guide
Securing Eating Disorders Treatment Ammunition with Third Parties Compiled and Written by Margo Maine, PhD
Association of Anorexia and Related Eating Disorders (ANAD): Insurance Issues
Emily Program Foundation 

 

Example of a Follow-up Letter from Parents

 

Example of a Letter from a Physician

 

Example of an Appeal Letter From Parents

 

The Insurance Appeal Pack

 
In addition to a letter and many forms required by the insurance company, include the following:
 


EDRC